IRA/SEP Accounts

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Individual Retirement Accounts (IRAs)

Traditional IRA: Contributions may be tax deductible and earnings grow on a tax-deferred basis until withdrawn.

Roth IRA: Contributions are non-deductible when made, and your earnings may accumulate tax-free.

Coverdell Education Savings Account

Intended to save for future education expenses.

SEP (Simplified Employee Pension) IRAs

Set up by employer-only contributions.

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